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In addition to being your Medicare Insurance Specialists in Salt Lake City, we also can provide plan advice in the State of Idaho, Nevada, Arizona, New Mexico and California. If you need expert advice on Medicare or have questions pertaining to Medicare, give us a call today. We can help you with all your Medicare and health care questions!
Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare.
Original Medicare pays for many, but not all, health care services and supplies. A Medicare Supplement Insurance policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance and deductibles. Medicare Supplement Insurance policies are also called Medigap policies.
Medicare offers prescription drug coverage to everyone with Medicare. Even if you don’t take many prescriptions now, it’s very important for you to consider joining a Medicare drug plan.
Medicare is a federal health insurance program run by the Centers for Medicare and Medicaid (CMS).It mainly provides health insurance for people who are at least 65 years old. However it also covers some younger people with a qualifying disabilities or illnesses.
People aged 65 years and older who have been legal residents of the U.S. for at least 5 years, and younger people who are approved for SSDI (Social Security Disability Insurance) Recipients of SSDI are typically eligible to receive their Medicare benefits 2 years after the date they are entitled to the benefits. People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD) also qualify for Medicare.
If you have questions about your eligibility, or want someone to walk you through the process, contact us here.
Turning 65 – When you first become eligible for Medicare at 65, you have a 7 month window to enroll in a Part C and or Part D plan. 3 months before your birthday, your birthday month and 3 months after.
This is one time of year you can make changes to your MedAdvantage and or Part D Prescription Drug plans for a January 1st effective date.
During this time you can drop a MedAdvantage to return to Original Medicare. Part D Prescription Drug plans may be purchased if a drug plan was part of the dropped MedAdvantage plan.
Eligible due to disability – When you first become eligible for Medicare due to a disability, you have a 7 month window to enroll in a Part C and or Part D plan. 3 months before your 25th month of disability , your disability month and 3 months after.
There is no obligation and no cost to meet with Medicare Mitch!